2026 Overtime, Bonus & Paycheck Tax Calculators
Starting in 2026, the overtime premium and qualified tips get deducted from federal income tax — while bonuses still lose the flat 22% supplemental withholding. These calculators itemize every layer: gross pay, the new deductions, FICA and your state's slice, so you know what actually lands in your account.
What changed in 2026 (the short version)
- Overtime premium: the extra half of time-and-a-half is deductible from federal income tax, up to $12,500 a year ($25,000 joint), phasing out above $150,000 of income. FICA and most state taxes still apply. Full rules
- Tips: up to $25,000 of qualified tips is deductible from federal income tax for eligible occupations. Estimate yours
- Bonuses: unchanged — withheld at a flat 22% federal plus FICA and state, with the excess usually refunded at filing. Why bonuses feel over-taxed
Overtime Pay Calculators
View all →No Tax on Overtime Calculator
See how much federal income tax the 2026 overtime deduction saves you on each overtime check, plus FICA and state tax that still apply.
Overtime Calculator
Work out overtime pay at time-and-a-half or double time, then see the federal, FICA and state deductions on the extra hours.
Overtime Tax Calculator
Enter a gross overtime amount and see the estimated federal, FICA and state tax taken out — with the 2026 premium deduction applied.
Time and a Half Calculator
Multiply your hourly rate by 1.5 for overtime hours, holidays or weekends, then see the after-tax result.
Double Time Calculator
Calculate 2× pay for double-time hours — holidays, emergency callouts or post-shift extensions — with after-tax estimates.
Holiday Pay Calculator
Work out holiday pay at 1.5× or 2× your normal rate, with or without the paid day off, and see the after-tax amount.
Overtime Calculator CA
Overtime pay and the after-tax result for California workers: federal withholding, the 2026 premium deduction, FICA and California tax.
Overtime Calculator TX
Overtime pay and the after-tax result for Texas workers: federal withholding, the 2026 premium deduction, FICA and Texas tax.
Overtime Calculator NY
Overtime pay and the after-tax result for New York workers: federal withholding, the 2026 premium deduction, FICA and New York tax.
Overtime Calculator FL
Overtime pay and the after-tax result for Florida workers: federal withholding, the 2026 premium deduction, FICA and Florida tax.
Bonus Tax Calculators
View all →Bonus Tax Calculator
See what lands in your account after the 22% federal supplemental withholding, FICA and state tax come off your bonus.
Bonus Calculator
Quick net estimate for a performance, year-end or spot bonus — enter the amount and state, get the take-home.
Sign-On Bonus Tax Calculator
Estimate the net of a new-job signing bonus after supplemental withholding, including clawback planning notes.
Retention Bonus Tax Calculator
See the net of a retention bonus after 22% federal withholding, FICA and state tax — with vesting notes.
Bonus Tax Calculator CA
What a $10,000 bonus pays after tax in California: 22% federal, 7.65% FICA and California withholding, itemized.
Bonus Tax Calculator NY
What a $10,000 bonus pays after tax in New York: 22% federal, 7.65% FICA and New York withholding, itemized.
Bonus Tax Calculator TX
What a $10,000 bonus pays after tax in Texas: 22% federal, 7.65% FICA and Texas withholding, itemized.
Bonus Tax Calculator FL
What a $10,000 bonus pays after tax in Florida: 22% federal, 7.65% FICA and Florida withholding, itemized.
Tips & Paycheck Calculators
View all →No Tax on Tips Calculator
Estimate the federal tax you save on tips under the 2026 deduction — up to $25,000 of qualified tips per year.
Tip Tax Calculator
See the tax on your reported tips: federal withholding, the 2026 tip deduction, FICA and state tax, itemized.
Gross-Up Calculator
Work out the gross payment needed so an employee nets a target amount after federal, FICA and state withholding.
Net to Gross Calculator
Reverse a paycheck: given the net you want and your rates, find the gross salary or bonus required.
Take-Home Paycheck Calculator
Estimate your net paycheck from a gross salary: federal withholding, FICA and state tax on each check.
Biweekly Paycheck Calculator
Convert salary or hourly pay into a biweekly (every-two-week) net paycheck after federal, FICA and state withholding.
Guides
How Are Bonuses Taxed?
The 22% supplemental rule, the aggregate method, FICA, state tax — and why over-withheld bonus tax comes back as a refund.
Is Overtime Taxed More?
Overtime is withheld at a higher flat rate but taxed as ordinary income — and from 2026 the premium gets a federal deduction.
No Tax on Overtime, Explained
The 2026 OBBBA overtime deduction in plain English: what qualifies, the caps, the phase-out, and the fine print.
What Is Time and a Half?
The FLSA overtime rule, who's exempt, how the rate is computed, and state rules that go beyond 1.5×.
Bonus Tax Rate 2026
The withholding rates on 2026 bonuses — federal 22%/37%, FICA 7.65%, state supplemental rates — in one table.
Why Are Bonuses Taxed So High?
The 22% flat withholding is usually higher than your real tax rate — here's why it exists and how the money comes back.
FICA Tax Explained
Social Security 6.2% up to the wage base, Medicare 1.45% forever, plus the 0.9% surtax — the taxes no deduction touches.
How to Fill Out a W-4 for Bonuses
What a W-4 does and doesn't control for bonus withholding — and the legitimate ways to shape your net.
Every calculator on this site runs entirely in your browser — nothing you type is sent anywhere. Results are paycheck-level estimates under published 2026 withholding rules, not tax advice.