Overtime Calculator for Florida
This Florida overtime calculator mirrors what a FL paycheck does with overtime: gross at 1.5× your regular rate, federal withholding at the 22% supplemental rate with the 2026 half-time premium deduction applied, 7.65% FICA, and Florida state tax. Florida has no state income tax on wages — only federal withholding and FICA come out of overtime pay.
Quick answer: In Florida, overtime is only reduced by federal withholding and FICA — there is no state income tax. A $25/hour worker with 10 OT hours nets roughly $270–$285 of the $375 gross.
| Gross overtime pay | $375.00 |
| Regular-rate portion (taxed normally) | $250.00 |
| Deductible premium portion (the “half”) | $125.00 |
| Federal withholding (22% supplementalpremium deduction applied | − $55.00 |
| FICA (6.2% SS + 1.45% Medicare)applies to all overtime — not deductible | − $28.69 |
| State tax (Florida) | − $0.00 |
Estimate at paycheck level: federal at the 22% supplemental withholding rate with the 2026 premium deduction applied, FICA flat, state at a published supplemental rate or your custom estimate. Your actual check and tax return may differ. Not tax advice.
| State | Florida (FL) |
|---|---|
| State tax on OT | None — no state wage income tax |
| FICA | 7.65% on all overtime pay |
| 2026 federal break | Half-time premium deductible from federal income tax |
Common uses
- Check a Florida paycheck that included overtime
- Decide whether extra shifts are worth it after FL taxes
- Compare 1.5× versus 2× shift offers