Bonus Calculator
This is the fast version of the bonus tax calculator: one number in, one number out. It applies the same supplemental-wage math — 22% federal, 7.65% FICA, state supplemental rate — without the extras.
Quick answer: Take-home ≈ bonus × (1 − 0.22 − 0.0765 − state rate). A $5,000 bonus nets about $3,520 in a no-tax state and about $3,270 in a 5% state.
$
%
Estimated take-home
$3,267.50
of $5,000.00 gross (65% kept)
| Gross bonus | $5,000.00 |
| Federal supplemental withholding (22%)prepayment — your real tax is set at filing | − $1,100.00 |
| FICA (6.2% SS + 1.45% Medicare) | − $382.50 |
| State supplemental (custom 5%) | − $250.00 |
| Net bonus | $3,267.50 |
Withholding-level estimate. The 22% federal rate is a prepayment, not your final tax — excess withholding is refunded when you file. FICA of 7.65% assumes you are under the Social Security wage base for the year. Not tax advice.
Core facts
| Formula | Net = bonus − 22% federal − 7.65% FICA − state supplemental |
|---|---|
| Range | You keep ~70% in no-tax states, ~65% in a 5% state, ~59% in California |
Common uses
- Quickly sanity-check a bonus mentioned in an offer letter
- Estimate the net of a spot bonus or referral bonus
- Compare two bonus amounts across states
Frequently asked questions
Frequently Asked Questions
What percentage of my bonus will I actually keep?
Between roughly 59% (high-tax states like California) and 70% (states without wage income tax). The federal 22% and FICA 7.65% are fixed; only the state layer moves.
More Bonus Tax Calculators
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See what lands in your account after the 22% federal supplemental withholding, FICA and state tax come off your bonus.
Sign-On Bonus Tax Calculator
Estimate the net of a new-job signing bonus after supplemental withholding, including clawback planning notes.
Retention Bonus Tax Calculator
See the net of a retention bonus after 22% federal withholding, FICA and state tax — with vesting notes.
Bonus Tax Calculator CA
What a $10,000 bonus pays after tax in California: 22% federal, 7.65% FICA and California withholding, itemized.
Bonus Tax Calculator NY
What a $10,000 bonus pays after tax in New York: 22% federal, 7.65% FICA and New York withholding, itemized.
Bonus Tax Calculator TX
What a $10,000 bonus pays after tax in Texas: 22% federal, 7.65% FICA and Texas withholding, itemized.
Bonus Tax Calculator FL
What a $10,000 bonus pays after tax in Florida: 22% federal, 7.65% FICA and Florida withholding, itemized.
More guides
How Are Bonuses Taxed?
The 22% supplemental rule, the aggregate method, FICA, state tax — and why over-withheld bonus tax comes back as a refund.
Is Overtime Taxed More?
Overtime is withheld at a higher flat rate but taxed as ordinary income — and from 2026 the premium gets a federal deduction.
No Tax on Overtime, Explained
The 2026 OBBBA overtime deduction in plain English: what qualifies, the caps, the phase-out, and the fine print.
What Is Time and a Half?
The FLSA overtime rule, who's exempt, how the rate is computed, and state rules that go beyond 1.5×.