Net to Gross Calculator
The mirror of a gross-up: given a net goal (take-home from a bonus, a settlement, a net salary promise), compute the gross that survives the withholding stack. Same math, framed for employees rather than payroll departments.
Quick answer: Every $1,000 of net at 22% federal + 7.65% FICA requires about $1,421 gross in a no-tax state, and about $1,530 gross in a 5% state.
$
%
Gross required to net this
$7,651.11
to net $5,000.00 · gross = net ÷ (1 − 22% − 7.65% − 5%)
| Gross | $7,651.11 |
| Federal withholding (22%) | − $1,683.24 |
| FICA (7.65%) | − $585.31 |
| State (custom 5%) | − $382.56 |
| Net | $5,000.00 |
Uses the 22% federal supplemental rate. Gross-ups themselves are taxable wages — this closed-form divides once, which matches payroll practice for a single-level gross-up. Not tax advice.
Core facts
| Formula | Gross = net ÷ (1 − 0.22 − 0.0765 − state%) |
|---|---|
| Multiplier | ≈1.42× in no-tax states, ≈1.53× in California |
Common uses
- Negotiating a net-number in an offer (know the gross it implies)
- Settlement or severance paid as a lump sum
- Checking a 'net guaranteed' bonus promise
Frequently asked questions
Frequently Asked Questions
Is net-to-gross the same as a gross-up?
Yes — same formula, different framing. 'Gross-up' is payroll's term for paying a net target; net-to-gross is the employee-side question of what gross a net promise implies.
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